Being dead broke is the root of all evil somebody once said. But many fail to understand that equipping themselves with a skill can actually put money in their pockets.  Some out of desperation or despair take laws into their hands and commit all sorts of evil just to make ends meet. And when the money is finished, they go back to their former acts of crime thereby giving crime the opportunity to thrive in the society which invariably leads to the decadence of the society and before long, the virus starts to eat deep into the society breaking everything apart.
According to the bible, money answers all things. Now this knowledge together with moral discipline is the corner stone behind all great wealth. For that kid is heading for financial doom who lacks these two assets. But here's the truth; we are all born with a gift even if it is the gift of being a good friend. It can be singing, writing, dancing, sports or hobby or even drum playing. Now what is expected is for you to figure out how to convert it into something resourceful. Now the secret to knowing your gift is passion. what you are passionate about?
Formal education is also another means to make money. But my problem with formal education is that it only generates enough money to get by in life. But the good thing about it is that, it equips us with the skill necessary to handle the complexity of success. There's a great difference between what you can get for using your gift and what formal education can get you. For while formal education can generate one the income to get by in life, your gift can actually make you a fortune to create your world. Some who have the will even quit school so they can pursue their dreams.(It is not advisable to quit school). You may want to wonder why some drop outs who focus on their gift tend to be more famous and wealthy than their counterpart who did exceptionally well in school. Now, it is not enough for us to have gifts, there must be a purpose to it. A purpose higher than just making money. It is when you have reached this height of self discipline, where money is not the primary motive for doing what you do, where a higher calling or purpose is what motivates you that you can truly be successful.
But it is not enough to to have gifts which can generate us money. Before long if we are not careful, we will lose it. It is for this reason we should invest. It is said that a good man leaves inheritance for his children's children and the key to doing that is through investing. While investing, it is important to watch out for greed. For there's a thin line between a calculated risk in investments and greed. Sustainable wealth is not built on greedy principles. Investment is a risk anyway you look at it. But your level of information and knowledge reduces your risk to the barest minimum. It is this information you have that determines if you should invest or not, or the amount you are ready to risk. Mind you, no matter how good  it looks on the surface, never invest all your hard earned money into whatever structure that promises 500% return in the shortest possible time. Never forget greed is a sin and a capital sin at that. Greed has the characteristics of wanting to have more from nothing with little or no effort. But lets say you find this ABC bank that promises you a 100% return in so and so month, what I advise is, ask all the questions you can about what the bank intend to use your money for, look at the current state of the bank, the liquidity status, the asset level, the percent of its asset that is toxic, its liability portfolio, the DE-marketing effect it has suffered, present customer confidence, the extent of damage depositors flight had inflicted on its liability portfolio etc. It is with this analysis you measure if the risk is worth taking or not. With this analysis, you can determine when such returns will be possible and if it will ever be possible and if there is going to be a capital growth or growth in share price to trade on for profit, what percentage is that going to be and at what timing, will the ABC bank ever grow from penny stock to medium cap stocks again? And if all these are not possible with this stock which other stocks on the exchange can it be possible with at the same period? It is after all these you take that intelligent calculated risk. This is possible because the structure is open for any Jack or Harry to see.
Money is not what makes you wealthy but your ability to produce it. That ability is a gift and it is from the inside and not external factor. Or you can learn a skill and sell your service for money. Once that is achieved, the next step is to invest wisely. Remember investment is a risk but the risk is reduced to the barest minimum when you have information, skill, knowledge and intelligence at your disposal.



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